Loan Rates

Rates Effective: 6/1/2025

Description Loan-to-Value Maximum Maximum Loan Amount Maximum Term (in months) Annual Percentage Rate
New Vehicles Up to 120% $75, 000 84 6.25% to 12.25%
Used Vehicles ≤ 5 years old Up to 120% $75,000 84 7.00% to 15.00%
Used Vehicles > 5 years old Up to 120% $40,000 72 7.00% to 15.00%
New & Used Motorcycles Up to 100% $30,000 60 9.75% to 15.75%
New & Used RVs Up to 90% $100,000 144 8.25% to 11.75%
Mastercard Standard   $500 to $10,000 Revolving 14.00% to 16.00%
Mastercard Share Secured 100% of share balance $250 to $5,000 Revolving 16.00%
Share Secured Loans 100% of share balance   84 4.0% above rate of share collateral
Signature Loans   $50,000 48 12.50% to 16.00%
Overdraft Line-of-Credit   $250 to $5,000 Revolving 13.50% to 16.00%
Home Equity Line-of-Credit 80% of appraised value minus first mortgage balance $250,000 240 8.50% to 9.25%
  • Equal Housing Lender NCUA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. government agency