Promotions

Get Social With Us!

people in a group

 

Follow the credit union on your favorite social media channels to win prizes, receive advance notice of events, 
pictures of the Team & members, as well as credit union happenings.

We're in the middle of our Free Facebook Friday contest. Like our page and you could win.

Just click the logos below (except Snapchat and Pintrest) and stay in touch.

Facebook logo   Twitter logo    Instagram logo     Snapchat logo      Pintrest logo

 

 

 

 

 

 

 

 

 

Refinance your car loan

woman telling secret

Have you heard? Northeast Family Credit Union will refinance your car loan?

OH MY! No, I haven’t. I’m going to talk to a loan officer today. 

Manchester 860-646-8870 or North Windham 860-423-1601

 

 

 

 

 

 

 

Loans to go

man holding approved application

Need a loan, but can’t get out of work to come to the credit union? 
During your break, during lunch, it doesn’t matter, we may be able to come to you. Call us at 860-646-8870.

Call us. We’ll help you. 860-646-8870. Some restrictions may apply.

 

 

 

 

Consolidate your debts and save money.

woman looking at clock

There are 525,600 minutes in a year.

Don’t waste any of them worrying about your credit card debt.

Refinance your credit card with a lower interest loan and stop worrying about your credit card debt.

Click here to complete an application.

 

 

 

 

 

 

 

Don't Forget! We have a loan for just about anything.

string tied around finger

 

Car, Boat, Home, RV, Vacation, School, New Kitchen, Cosmetic Surgery, Debt Consolidation, & more

Do you have not-so-perfect credit? We can probably help with that.
Call Manchester 860-646-8870, Kelly (x-112) or Alex (x-114) or
North Windham 860-423-1601, Becky (x-210) or Katiana (x-211) today.

Or click here to apply, online.

 

 

 

 

 

 

Sometimes bad things happen to good people.

hole in ceiling

Do you have not-so-perfect credit?

Let us help you rebuild your credit.

$1,000.00 for as little as $85.00 per month.*

 

*18% APR, Date of closing determines actual payment amount. Max term 12 months. Minimum credit score 550,
Debt-to-income determines max loan amount. Min $250- Max $1000.00. Standard underwriting applies.
 
 
 
 
 
 
 
 
 

Too busy to come to the credit union? Don't. Use our mobile app.

couple playing video games

Use our redesigned mobile app to check balances, deposit checks, transfer funds, pay bills and more.

Simple. Secure. Downright COOL!

Click below to download our mobile app for iPhone and iPad as well as Android products.

Apple Store logo  Google Play logo

 

 

 

 

 

 

 

 

Apple Pay is here!

Apple Play logo

Simple, Secure, Convenient and it's COOL!
Use your iPhone to pay for your purchases.

  • Simpler payments. Once you have your debit card stored in the iPhone “Wallet” app, you need only hold the phone near a reader, approve the transaction with your fingerprint using iPhone’s Touch ID, and the payment is processed within a couple of seconds. The process is simpler than the traditional debit card swiping process, which typically includes (a) swiping a card and then selecting debit or credit, (b) providing a separate identification, and (c) affixing a signature.
  • Secure. Since a debit card does not need to be present, there’s less likelihood of a stolen number. Moreover, Apple does not use the debit card number for processing the payment but uses a token called the “device account number” to process the transaction, which further reduces the chances of the debit card details getting stolen. Apple Pay is an implementation of the EMVCo specification that is considered by many industry experts as the most secure payment mechanism.
  • Greater privacy. Apple will not track your transactions and store the data. This offers more privacy. Also, the use of device account numbers versus the debit card makes the transaction even more private with the retailers as they do not see your name and other details, such as the billing address.
  • Lower risk. Large retailers like Target and Home Depot have recently experienced debit card breaches. Apple Pay eliminates that by avoiding the use of the card details as part of the transaction. With Apple Pay, the device account number, along with a transaction-specific dynamic security code, is used to process the payment. So the actual credit or debit card numbers are never shared by Apple with retailers or transmitted with the payment.
  • Better experience. Apple is known for creating superlative user experiences. Apple Pay is no exception. Published reports and available videos agree, the service is easy to use. The service automatically selects the default card from Passbook for payments, which can easily be overridden with a swipe.

Look for this app, Apple Wallet logo on your iPhone, or other approved device, and simply follow the prompts.

Click here for the Apple Pay Debit Card FAQ's

 

 

 

 

 

 

 

 

 

Too busy to come to the credit union? Don't! Use our mobile app.

adults hiking

Use our redesigned mobile app to check balances, deposit checks, transfer funds, pay bills and more.

Click below to download our mobile app for iPhone and iPad as well as Android products.

Apple Store logo  Google Play logo

 

 

 

 

 

 

 

 

 

Stretched to the limit?

stretched dollar bill

High Rates Stretching your limits? Get our VISA(R) Classic or VISA(R) Gold card and relax.

Click here for more info on our low, FIXED rate VISA(R) cards.

 

 

 

 

 

 

 

 

 

Standing in Line

man standing in line

If you used our mobile app, you might not have to stand in line.

cellphone with mobile app
 

Click below to download or download at your app store.

itunes logo google play logokindle logo

 

 

 

 

 

 

 

 

 

Can't get a credit card? We can help!

dog frowning

 

Are you sad because you can’t get credit? Do you need to repair your credit?

Use our secured VISA card to repair and reestablish your credit.

Click here to complete an online application. Or click here to print one and bring it into the credit union.

 

 

 

 

 

Sprint

sprint logo 

Member Cellular Discounts with Sprint

Get Sprint discounts.       
-        10% off select regularly priced Sprint monthly data service.
·        15% off select regularly priced Sprint business monthly data service
·        Valid in conjunction with other credit union and Sprint National handset and other promotions.
·        Verification of credit union membership required.

Verification form and corporate savings code is: NACUC_ZZM

 

 

 

 

 

 

 

Don't like standing in line?

people

 

If you don't like standing in line, download our mobile app. Our mobile app allows you to check balances, transfer funds, deposit checks and more.

 

Simple mobile check deposit. Oh and there is no fee to use this service.

Step 1:  Download and log in to Northeast Family’s Mobile Branch App

Step 2:  Select “Check Deposits”

Step 3:  Follow the step-by-step instructions

 

Get Started Today

Download NFFCU’s Mobile App:

Download from Apple Store (for iPhone® and iPad®)

Download from Google play (for AndroidTM and Samsung)

 

For more information or assistance, please call our office at 860-646-8870, during regular business hours.

 

* A working Internet connection is required for use. Northeast Family Federal Credit Union does not charge you a fee for using this service.

Mobile Deposit Member FAQ's

1. Apple, and iPod, and iPad and are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone is a trademark of Apple Inc. Android is a trademark of Google Inc.
2.Northeast Family FCU does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of Northeast Family FCU. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download the Northeast Family FCU mobile banking app. An eligible Northeast Family FCU account and Northeast Family FCU Online Banking required. Certain other restrictions apply.
4. A federal regulation limits the number of transfers that may be made from savings and money market accounts.

 

 

 

 

 

 

 

 

 

 

 

Carpe Diem

relaxing in hammock

Isn’t that Latin for relax, your credit card rate is still low and fixed?

Apply for one of our low rate credit cards and start saving money.

Click here to print an application.

 

 

 

 

 

 

Mobile Deposit

cellphone with mobile app

 

In today’s ever busy world, finding the time to simply run to the Credit Union to deposit a check can be time consuming. Save yourself time with Northeast Family’Mobile Deposit program.

 

Mobile Deposit is a service that allows you to deposit checks electronically anywhere, anytime using your Smart Phone.* It’s safe, secure, and as easy as 1-2-3!

 

And, there is no fee to use this service.

Step 1:  Download and log in to Northeast Family’s Mobile Branch App

Step 2:  Select “Check Deposit”

Step 3:  Follow the step-by-step instructions

 

Get Started Today

Download NFFCU’s Mobile App:

Download from Apple Store (for iPhone® and iPad®)

Download from Google play (for AndroidTM and Samsung)

 

For more information or assistance, please call our office at 860-646-8870, during regular business hours.

 

* A working Internet connection is required for use. Northeast Family Federal Credit Union does not charge you a fee for using this service. Use of the Mobile Banking feature requires a supported mobile device and you must download the Northeast Family FCU mobile banking app. An eligible Northeast Family account and Northeast Family Online Banking required. Certain other restrictions apply.

Remote Deposit Capture Member FAQ's

 

 

 

 

 

Need a loan? Pick up the phone.

woman holding cellphone

 

Do you need a loan, RIGHT NOW?

Call us at 860-646-8870 NOW. If you apply before 1pm, most days we can get your answer the same day.

 

 

 

 

 

 

 

 

 

 

Get approved today!

man holding stopwatch

Do you need a loan? Do you need a loan, right NOW!

Call or visit us by 1pm and get your answer in 24-hours, or less!

860-646-8870 or 860-423-1601

 

 

 

 

 

 

 

 

 

 

Willimantic Food Co-op

food cooperative logo

Want to take advantage of the great rates at Northeast Family Federal Credit Union, but you don’t work for one of our groups?
If you’re a member of the Willimantic Food Co-op, you can open an account at Northeast Family.
AND, you can join the Willimantic Food Co-op at the credit union. Ask when you stop in.

Simply complete this form and bring it in to the credit union.

 

 

 

 

 

 

You can teach a dog new tricks

Our redsigned mobile app is making it easier.  And we have Mobile Deposit. Get yours now.

   • Smart, full-screen displays — including optimization for iPhone 7.  cellphone

   • Fewer taps for key tasks, like transferring funds.

   • At-a-glance details, like minimum payments and dates due, to keep you in the know.

  Download today with the at iTunes, Kindle or Google Play store.

  Click on the logo of your choice and download our mobile app quickly and securely.

itunes logokindle logo Google Play logo

 

 

 

 

 

 

 

Get your gift cards here.

credit union gift card

For EVERY occassion.

Easier to wrap!
Easier to give!
Easier to unwrap. Give our gift cards.

Give them the gift card that let’s them buy what they want. Our gift cards can be used at millions of merchants worldwide, in person, by phone or online. More flexibility than gift certificates and greater safety. Choose an amount between $10 and $1,000. A one-time $4.95 activation fee applies to each card.
 
 
 

 

 

 

 

Sprint

sprint logo 

Member Cellular Discounts with Sprint

Get Sprint discounts.       
-        10% off select regularly priced Sprint monthly data service.
·        15% off select regularly priced Sprint business monthly data service
·        Valid in conjunction with other credit union and Sprint National handset and other promotions.
·        Verification of credit union membership required.

Verification form and corporate savings code is: NACUC_ZZM

 

 
 
 
 

Bills overdue?

passes due bill

Are your bills always late?
Are you tired of paying late charges?
Do you wish you could do something about it?

We can help! Call us today for more info.
Manchester 860-646-8870
North Windham 860-423-1601

 
 

 

 

 

 

 

Need a great credit card?

credit cards

Our Visa Gold Card gives you: No annual fee, a great, low fixed 
rate of 10.50% APR* Don’t pay bank rates.  

Call Northeast Family Federal Credit Union TODAY! 860-646-8870

*For complete details, click here.

 

 

5 Top Excuses for Why Bills are Paid Late

In today’s world, we all get busy, we all have money issues (good or bad), so here are the top 4 excuses for paying bills late and how to fix or improve your individual situation. Remember, if you are running late on your payments, the first thing you should do is call Northeast Family Federal Credit Union.

Unfortunately, many of us know the consequences firsthand. A recent survey shows that half of Americans have made a late payment on a bill at some point -- and of those, 88 percent messed up in the 12 months.

There are lots of different excuses out there, but that doesn't mean they're good ones. It's time to figure out why you're paying late and how to make a solid strategy designed to make your payments on time again.

This is very important, if you are not paying your bills on time, you can ruin your credit within a matter of months. It could take you years to repair the damage. This could mean future loans being charged more interest or flat out being denied for a loan.

Excuse No. 1: I forgot.
We all get busy, it is Fall, schedules are not the same, especially if you are shuffling kids around. A due date just flies past you.

The fix: With so many bills due on different days, keeping track in your head is nearly impossible. So create a master calendar of what's due when, then set up email or calendar alerts to remind you a few days in advance.

Excuse No. 2: I don't have the money right now.
If you're spending more than you're earning each month, you'll never get up to date until you adjust either your income or your expenses. But often, having enough to pay bills on time is just a matter of planning.

The fix: Match your bills to align with each of your paychecks, then pay them right away. If you find that you have more bills than paycheck, you will see it right away and you can adjust your payments to match your paychecks. Plus, you'll know exactly how much you have left for other spending.

Excuse No. 3: I have no idea where my bill is.
Sorting through your mail on a daily basis can be overwhelming. If there's nowhere to put it, you'll put envelopes wherever you happen to be, so the cell phone bill ends up in a drawer, the credit card bill on top of the fridge.

The fix: You need a system for handling incoming mail. The key is you have to deal with your mail on a daily basis. Throw out the junk mail right away and put bills and other paperwork that needs attention somewhere that you know where it will be at all times. Then get in the habit of sorting through it once a week. Just knowing where to look for a payment slip can save you late fees.

Excuse No. 4: I just got too busy.
Who has time to sit down and pay bills for hours at a time.

The fix: Pay bills online or with downloadable apps, so you can make payments whenever you have a spare minute. Even simpler is to automate bill pay, either through your biller's website or through your bank or credit union's online banking. That way, money gets transferred automatically, and you don't have to think about it.

Excuse No. 5: I procrastinated.
Paying your bills is not fun. But, if you delay facing it, your late fees will pile up and your credit with be in the toilet.

The fix: Because procrastination is caused by trying to avoid things and not time management, you need to confront it. Post yourself a note on your refrigerator to remind yourself in a ‘public’ area that you need to pay your bills.

For chronic procrastinators, it's best to start small. Think of it like trying to lose weight. You're not going to lose 50 pounds in a month, but you can lose four pounds. And you may not pay all eight of your bills on time, but you can pay two on time.

 

FREE Credit report 

identity thiefProtect yourself from identity theft!

You are eligible for a free credit report! Just go to www.annualcreditreport.com or call 1-877-322-8228 to get your free report today. Thoroughly review your credit report at least once a year to look for suspicious activity. If you spot something, alert your creditor immediately.

 

  • Equal Housing Lender NCUA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. government agency