Share Certificates

Northeast Family FCU offers guaranteed, federally insured Certificate accounts that pay higher dividend rates that regular Savings or Money Market accounts. A $500 minimum deposit is required to open a Certificate with terms ranging from 3 months to 72 months. Generally, the longer the term, the higher your dividend rate will be. A penalty for early withdrawal may apply. Once the certificate term has reached its end or “maturity,” you may have full access to the funds without penalty. You may choose to renew a certificate for the same or different term, or take no action and allow the certificate to renew automatically. There is a seven-day grace period following the maturity of a certificate account, during which you may withdraw the funds without being charged an early withdrawal penalty. Dividends are paid on the last day of the month.

Click here to view our Certificate rates.

Our routing number is 211177683

A low balance fee applies if your total Northeast Family FCU account drops below $300. Low balance fee does not apply if you have a loan with Northeast Family FCU, direct deposit or a Northeast Family FCU Visa card.

  • Equal Housing Lender NCUA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. government agency