News

Remote Deposit Capture

 

In today’s ever busy world, finding the time to simply run to the Credit Union to deposit a check can be time consuming. Save yourself time with Northeast Family’s Remote Deposit Capture program.

 

Remote Deposit Capture is a service that allows you to deposit checks electronically anywhere, anytime using your Smart Phone.* It’s safe, secure, and as easy as 1-2-3!

 

And, there is no fee to use this service.

Step 1:  Download and log in to Northeast Family’s Mobile Branch App

Step 2:  Select “Check Deposits”

Step 3:  Follow the step-by-step instructions

 

Get Started Today

Download NFFCU’s Mobile App:

Download from Apple Store (for iPhone® and iPad®)

Download from Google play (for AndroidTM and Samsung)

 

For more information or assistance, please call our office at 860-646-8870, during regular business hours.

 

* A working Internet connection is required for use. Northeast Family Federal Credit Union does not charge you a fee for using this service.

Remote Deposit Capture Member FAQ's

 

 

 

Write a review

 

Google Review (you will need a gmail account):

Would you like to write a review of Northeast Family FCU, to let others know what you think? Just go to Google Review (you will need a gmail account):
1. Visit www.Google.com and search "Northeast Family Federal Credit Union". Once you click on the Northeast Family link, the first thing that appears is a map showing our location.

2. Under the current reviews, click on "View all Google reviews".  A window will pop up and show all the reviews that have been posted.

3. Click on the “Write a review” button in the top right corner of the window, give a rating, and leave a review.

 

4. When finished, there is a button in the bottom right that says "Post", click that and you're done.

 

Yelp Rating (you will need a yelp account):

Would you like to write a review of Northeast Family FCU, to let others know what  you think? You will need a Yelp account.

1. Just go to www.Yelp.com and search for "Northeast Family Federal Credit Union".

2. Click on the bright red button that says "Write a Review", give a star rating, and leave a review.

3. When finished, click on the button in the bottom left that says "Post".

 

 

 

E-Mail

Do we have your current e-mail address? Don't be caught unaware. We're going to begin using e-mail as a means of communicating with our members.

Please verify your e-mail address when you visit an office or call us at 860-646-8870. Don't miss out on credit union news, events, staff happenings and more.

 

 

 

 

 

 Used cars: How to avoid a lemon

Simple fact: There are tons of used cars out there. But you can minimize your own stress finding the right one by following a few easy guidelines.

Selection, pricing and quality can vary greatly. Your search can start with websites specializing in used-car sales as well as classified ads in local newspapers and specialty publications. And to reduce the risk of purchasing a trouble-prone vehicle, identify models with a good reliability record before you begin shopping.

Whether you shop at dealers, “superstores” (like CarMax), independent used-car stores or private owners, it’s important to inspect the vehicle in person and take it for a test drive before you buy.

Make sure to look over the vehicle thoroughly and, if possible, take it to a mechanic for a complete inspection. A repair shop that routinely does diagnostic work might cost around $100 but can be a lifesaver if they spot a problem. If a private seller is reluctant to let you drive the car to a shop, offer to follow the seller to the shop where the inspection will take place.

Please click here for the complete article.

 

 

 

 

 

Fraud

 

Definition of fraud

  1. 1a :  deceit, trickery; specifically :  intentional perversion of truth in order to induce another to part with something of value or to surrender a legal right fraud>b :  an act of deceiving or misrepresenting :  trick frauds>

  2. 2a :  a person who is not what he or she pretends to be :  impostor fraud.>; also :  one who defrauds :  cheatb :  one that is not what it seems or is represented to be fraud.>

Don't get "taken" by a fraudster. Keep yourself up to date. Click here for our Fraud Page.

 

 

 

 

 

Keep your money local!

Have you ever noticed other financial institutions send their profits out of state or even OUT OF THE COUNTRY? That's not right. Keep your money local. Keep your loan decisions local. Bank at Northeast Family Federal Credit Union, where everything is local.

 

 

 

 

Write a review

Google Review (you will need a gmail account):

Would you like to write a review of Northeast Family FCU, to let others know what you think? Just go to Google Review (you will need a gmail account):
1. Visit www.Google.com and search "Northeast Family Federal Credit Union". Once you click on the Northeast Family link, the first thing that appears is a map showing our location.

2. Under the current reviews, click on "View all Google reviews".  A window will pop up and show all the reviews that have been posted.

3. Click on the “Write a review” button in the top right corner of the window, give a rating, and leave a review.

 

4. When finished, there is a button in the bottom right that says "Post", click that and you're done.

 

Yelp Rating (you will need a yelp account):

Would you like to write a review of Northeast Family FCU, to let others know what  you think? You will need a Yelp account.

1. Just go to www.Yelp.com and search for "Northeast Family Federal Credit Union".

2. Click on the bright red button that says "Write a Review", give a star rating, and leave a review.

3. When finished, click on the button in the bottom left that says "Post".

 

 

 

 

Need a loan? Pick up the phone.

 

Do you need a loan, RIGHT NOW?

Call us at 860-646-8870 NOW. If you apply before 1pm, most days we can get your answer the same day.

 

 

 

 

 

 Skip-a-Pay

 

Did you overspend this holiday season? Need a payment break?

Click here for the Skip-a-Pay form. Simply complete and return to us.

 

 

 

 

 

 

 Credit Score Myths

Want to get a handle on your credit? Well, first you’ll have to learn what factors impact your credit score. Unfortunately, there are a number of myths that can cause your brain to spin like the Tasmanian Devil from information overload.

 

Here are some common credit score myths:

1. My employment history will make or break my credit

Your employment history has nothing to do with your credit score, but some lenders may review it to determine if you are stable enough to repay a loan. Frequent job changes or layoffs may indicate otherwise.

Click here to download the entire list.

 

 

 

 

 

 

You can teach a dog new tricks

Our redsigned mobile app is making it easier.  NOW with Mobile Check Deposit. Get yours now.

   • Smart, full-screen displays — including optimization for iPhone 6. 

   • Fewer taps for key tasks, like transferring funds.

   • At-a-glance details, like minimum payments and dates due, to keep you in the know.

  Download today with the at iTunes, Kindle or Google Play store.

  Click on the logo of your choice and download our mobile app quickly and securely.


 

 

 

 

 

 

Debit Card Usage

In an attempt to mitigate fraud, the Credit Union has implemented new restrictions on some debit card transactions. You may now be required to use your PIN (personal identification number) in places that you did not previously. Also, please consider using your PIN on "In-Person" transactions over $100 and alert us if you're traveling, espeically to New York City. If you have any questions or concerns please feel free to contact Lisa at 860-646-8870 ex 125.

 

 

 

 

 

 Credit Union vs Banks. Why Credit Unions Aren't Banks

On the surface, credit unions seem similar to banks. Both institutions offer Checking services, Savings accounts, and Auto loans, but that's where the similarities end.
Credit unions are not-for-profit financial cooperatives. In essence, this means that one Member's savings becomes another Member's loan. This cooperative structure allows Northeast Family Federal Credit Union to offer highly competitive dividends and some of the lowest loan rates available.
At Northeast Family Federal Credit Union, we don't serve customers. We serve Members! And that's exactly what you become when you join: a Member and an Owner of your own financial institution.
Our Members are Owners
The Credit Union is owned entirely by its members, so there are no investors to dictate product and service decisions based on stock prices. Instead, management answers to a Board of Directors elected from the Membership and dedicated to making decisions that provide the most value to all members.
Members are the Credit Union's most valued asset, and we treat them as such. For twelve continual years, credit unions outrank banks in consumer satisfaction, according to the annual American Banker/Gallup Survey.
When you join Northeast Family Federal Credit Union you become a part of a family where the credit union tradition of 'People Helping People' is alive and well. We invite you to become part of an organization that has dedicated itself to serving Members since 1938.

 

 

 

 

 

 

Financial Scams. What to watch out for.

TYPES OF FINANCIAL SCAMS. Although this is not an exhaustive list, this is a list of the popular scams, worldwide:

 

(A)          Power of Attorney Fraud. The perpetrator obtains a Limited or Special Power of Attorney, which specifies that legal rights are given to manage the funds in the account.  Once the rights are given, the perpetrator uses the funds for personal gain.

Please click here for the complete list.

 

 

 

 

 

 

 

Lost or stolen credit or debit card?

If your credit or debit card is lost or stolen and you need assistance after hours, please call 800-299-9842 for your VISA Card or 800-264-5578 for your NFFCU Debit card.

 

 

Traveling

Traveling?  Call us before you leave to avoid card service interruption.
Your transactions may be limited or require a PIN.  Please contact the credit union for more information. 860-646-8870

 

 

 

 

Scams 

There are a lot of tax scams around this time of year. Please be careful and verify anything that looks strange.

Please don't fall for the "Lottery Winner" scam or the "I'll send you more money than necessary for the EBAY purchase. You keep the difference, for your trouble" scam.

Remember, if it sounds too good to be true, it probably IS too good to be true.

If you have any questions about a check you've received, please bring it to the credit union. We can help.

As a reminder, we will never call or text and ask for personal information, like your account number or social security number.

 

   
 

 

 

Officials

The names listed below are NMLS (National Mortgage Licensing System) registered Mortgage Loan Originators for

Northeast Family FCU:

Kelly Gendreau #1009976

Rebecca DeMontigny #934877

Katiana Rivera #1149288

Alexander Rodriguez # 981741

Joanne S. Todd #1055651

 

 

 

 

 

Why Join a Credit Union?

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. In fact, about 100 million Americans trust that their credit union will provide the services to improve their financial well being.

Credit union membership offers many benefits. Services offered range from simple savings to home equity loans to IRAs. Study after study has revealed that on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings. Credit unions continually score higher than all other financial institutions in consumer satisfaction surveys.

Credit unions strive to deliver the best service possible to their most important asset - their members.

 

 

 

 

 

Surcharge-FREE ATM

Are you searching for a surcharge-FREE ATM?
These three companies provide Northeast Family members
almost 66,000 surcharge-FREE ATM's nationwide.
 
Click here
Text your address or zip code to 692667 for a list of Co-op surcharge-FREE ATM's.

 Are you searching for a surcharge-FREE ATM?
These three companies provide Northeast Family almost 66,000 surcharge-FREE ATM's nationwide.

 

 

 Click here

 

 Click here

 Text your address or zip code to 692667 for a list of Co-op surcharge-FREE ATM's.

 

Click here

 

 

Current Credit Union Financials

This is a copy of our latest financial report.

These reports are unaudited.

Please feel free to contact us if you have any questions.

 

 

HOLIDAY CLOSINGS

2017 Holiday Closings:

January 2 New Year's Day
January 16 Martin Luther Kings Day
February 20 President's Day
April 14 Good Friday
May 29 Memorial Day
July 4 Independence Day
September 4 Labor Day
October 9 Columbus Day
November 11 Veteran's Day
November 23 Thanksgiving Day
December 25      Christmas Day

 

 

 

  • Equal Housing Lender NCUA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. government agency